Call us at (909) 270-4647 · NMLS 1660690 · Serving 38 states

Tools to estimate your costs

Mortgage Loan Calculators

Quick calculators to estimate monthly payments, affordability, and refinance savings. Use these tools to plan your next move.

Mortgage Calculator

Estimates principal + interest, taxes, insurance, and PMI (if applicable).

Loan Details

Range: $50k – $2.0M
20.00%
Slide % or type amount.
APR shown as estimate input (note rate/APR can differ in real loans).

Taxes, Insurance, PMI

Monthly taxes = Home Price × Tax Rate ÷ 12
Monthly insurance = Annual ÷ 12
Applied only if LTV > 80% (down payment < 20%).

Results

Estimated Total Monthly (PITI + PMI)
Principal & Interest
Property Taxes
Insurance
PMI
Total Monthly
Loan Amount
LTV
Total Interest (est.)

Estimates only. Does not include HOA, escrow setup rules, underwriting adjustments, rate buydowns, APR vs note-rate differences, or lender-specific rounding.

Important Notes (Mortgage Loan Calculators)

  • Estimates only; not a loan commitment

  • Actual rates/terms depend on credit, income, debts, and property

  • Taxes and insurance vary by location and coverage

  • Down payments under 20% may require PMI

  • Closing costs/HOA may change the total monthly payment

  • Contact us for a personalized quote based on your situation

Bobadilla Home Loans

Bobadilla Home Loans, led by Derek Bobadilla and the Bobadilla Finance Team, is a mortgage brokerage with three branches serving clients from California, Montana, and Arizona. Based in Southern California, the team is licensed to originate home loans across 34 states and has completed 3,690+ mortgage transactions totaling $1.2B in loan volume since 2000. Known for combining the personal attention of a broker with the capabilities of a large bank, the team takes a “full-picture” approach reviewing each client’s overall financial situation and building a plan to both short- and long-term goals. Derek was recognized as a Top 10 producing mortgage broker (by both units and volume) in 2020, 2021, and 2022 among approximately 2,300 broker peers.

28200 Hwy 189 Suite F240 #17 and #18

LAKE ARROWHEAD, California 92352

Company NMLS ID: 1660690
(909) 270-4647 · [email protected]

Licensing & disclosures

Bobadilla Finance Team Home Loans, NMLS#820270/1660690
Corporate Address: 3100 West Ray Rd Ste 201 Office #209 Chandler, AZ 85226
For more information, NMLS Consumer Access Link:
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690

Regulated
by IDFPR – Residential Mortgage Banking
555 West Monroe St., Ste 500
Chicago, Illinois 60661
844-768-1713

“For licensing information, go to
http://www.nmlsconsumeraccess.org”

**NOTICE*
- This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states

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