Bobadilla Home Loans

Check if you qualify today!

Your home story starts here. Check your loan eligibility in minutes simple, transparent, and designed to help you shop with confidence before you apply.

Start with a quick call. Answer a few essentials and see an estimated loan amount, monthly range, and term options so you can set a smart budget and narrow your shortlist faster. No hard credit checks at this stage, no obligation, no jargon. Just real numbers in plain English.

SERVICES

Expert Home Loans for a Smarter Path to Ownership

VA Loans

For eligible service members, veterans, and spouses: flexible qualification and potential low-to-no down payment options to help you buy with confidence.

Conventional Loans

Competitive rates and straightforward terms for well-qualified borrower ideal for primary homes, second homes, or investment properties with flexible down-payment choices.

Refinance

Restructure your mortgage to pursue a lower payment, shorten your term, or access equity with cash-out—so your loan fits today’s goals, not yesterday’s.

Other Services We Offer

FHA Loans

Government-insured, low down payment (as little as 3.5%) and flexible credit.

HELOC

Revolving line using home equity; borrow as needed, pay interest on what you use.

Reverse Mortgage

For 62+; convert equity to cash/credit line, no monthly mortgage payments required.*

USDA Loans

Zero-down options for eligible rural/suburban homes with income/location limits.

Jumbo Loans

Above conforming limits; stronger credit, larger down payment, and reserves typically needed.

Bank Statement Loans

For self-employed; qualify with 12–24 months of bank statements instead of tax returns.

Schedule a Call with Derek!

Ready to turn “maybe” into a clear plan? Skip the guesswork, call our Loan Officer for a quick, no-obligation consult and get guidance on FHA, Conventional, Refi, HELOC, USDA, Jumbo, or Reverse options. Connect with him now at 909 -270 - 4647 and take your next step with confidence.